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Credit Card Best For Reward Rate Annual Fee Caps & Exclusions
▼ Axis Reserve
Axis Reserve 4.6 ★
Lifestyle 1.5% ₹50,000 International 2X reward capped at credit limit per month Know More
Bank: Axis Bank
Joining Fee: ₹50,000
Key Features: 8 complimentary airport concierge services (Meet & Assist), 50 complimentary Golf rounds per year
Credit Limit: ₹5,00,000 - ₹25,00,000
▼ American Express Platinum
American Express Platinum 4.7 ★
Lifestyle 2.5% ₹66,000 25,000 bonus points monthly cap on Reward Multiplier Know More
Bank: American Express
Joining Fee: ₹66,000
Key Features: Global Lounge Collection (Centurion, Priority Pass, etc.), Elite Hotel Statuses (Marriott Gold, Hilton Gold)
Credit Limit: ₹10,00,000+
▼ HDFC Infinia Metal Edition
HDFC Infinia Metal Edition 4.9 ★
Travel 3.33% ₹12,500 15,000 bonus points monthly cap on SmartBuy Know More
Bank: HDFC Bank
Joining Fee: ₹12,500
Key Features: Unlimited domestic & international lounge access (Primary + Add-on), Unlimited Golf games and coaching
Credit Limit: ₹8,00,000+
▼ HDFC Diners Black
HDFC Diners Black 4.5 ★
Travel 3.33% ₹10,000 10,000 bonus points per month cap on SmartBuy Know More
Bank: HDFC Bank
Joining Fee: ₹10,000
Key Features: Unlimited domestic and international lounge access, 2X points on weekend dining
Credit Limit: ₹5,00,000+

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